IDFC First Bank Vacancy 2024 : An experienced Assistant Relationship Manager-LAP is needed at IDFC Bank’s Gujarat, India location.
IDFC first bank vacancy 2024 : Introduction
IDFC Bank is currently seeking to fill the position of Assistant Relationship Manager-LAP at its Gujarat, India location. This role is tailored for experienced individuals who can deepen relationships with Rural Banking accounts and deliver exceptional service to customers. The primary responsibility of the Assistant Relationship Manager-LAP is to identify mortgage needs of customers and offer suitable lending solutions, particularly focusing on Loan Against Property (LAP).
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Overview
The Assistant Relationship Manager-LAP position at IDFC Bank in Gujarat, India, is a crucial role aimed at enhancing customer relationships, driving client acquisition, and achieving organizational goals. The successful candidate will be tasked with understanding the mortgage requirements of customers, generating new revenue streams through cross-selling, and contributing to the penetration of mortgage business in Rural markets.
Roles and responsibilities
- Assessment and Revenue Generation : Evaluate client needs and explore cross-sell opportunities to generate new sources of revenue aligned with customer lifestyles, risk profiles, and requirements.
- Market Penetration : Contribute to expanding the mortgage business in Rural markets by generating leads and opening accounts according to customer needs.
- Customer Interaction : Conduct detailed interactions with customers to understand their household needs and tailor lending solutions accordingly.
- Loan Disbursement : Conduct post-disbursal checks to ensure compliance and achieve monthly and annual loan booking targets.
- Sales Goals : Achieve individual and branch sales targets through new business sales, referrals, and maintaining high collections efficiency.
- Documentation and Compliance : Prepare quality documentation for loans to minimize queries/rejections and ensure compliance with bank requirements.
- Operational Efficiency : Coordinate with operations officers to ensure timely and accurate data entry and recommend process changes to improve service efficiency and quality.
- Community Development : Provide support for the implementation of livelihood advancement and community development initiatives.
Education qualification
- Graduation : The candidate should hold a graduation degree from any recognized university.
- Experience : A minimum of 1 to 2 years of experience in NBFCs/Banking is required for this role.
This opportunity at IDFC Bank offers a stimulating environment for professionals to leverage their skills and experience while contributing to the bank’s growth strategy. Candidates with a passion for customer service, a drive for sales, and a commitment to community development are encouraged to apply.
Conclusion
The Assistant Relationship Manager-LAP role at IDFC Bank offers a rewarding opportunity for individuals with a passion for customer service and a drive to achieve sales targets. With a focus on understanding customer needs, offering tailored solutions, and ensuring compliance, the successful candidate will play a pivotal role in driving the bank’s growth and contributing to community development initiatives. If you meet the qualifications and are ready to take on this challenging yet rewarding role, we encourage you to apply and be a part of IDFC Bank’s dynamic team in Gujarat, India.
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